Home › Payroll Services

Small Business
Payroll
Services

We run payroll for small businesses in Phoenix, AZ and across the country — accurately, on time, every pay period. Tax filings, direct deposit, compliance. All handled. Never a missed check.

Get a Free Quote See What's Included

What's Included

FULL-SERVICE
PAYROLL

We handle every aspect of payroll so your team gets paid correctly and on time — and you stay compliant with federal and state regulations without lifting a finger.

From setting up your payroll system and onboarding employees to processing each pay run and filing quarterly tax returns, we manage the entire process. You approve payroll. We do the rest.

  • Payroll processing (weekly, bi-weekly, or semi-monthly)
  • Direct deposit for all employees
  • Federal, state, and local payroll tax filings
  • Quarterly 941 and annual 940 filings
  • W-2 preparation and distribution
  • 1099 preparation for contractors
  • New hire reporting and state compliance
  • Garnishment and deduction management
  • Year-end payroll reconciliation

Why Outsource Payroll

PAYROLL IS RISKY
TO DIY

The IRS assessed over $7 billion in payroll-related penalties last year. One missed filing deadline, one miscalculated withholding, one late tax deposit — and you're looking at fines, interest, and a headache that can take months to resolve.

Outsourcing payroll to Blackline Financial eliminates that risk. We know Arizona payroll law. We stay current on federal tax changes. And when something unusual comes up — a garnishment, a contractor vs. employee question, a mid-year rate change — we handle it.

Your job is to run your business. Our job is to make sure your team gets paid correctly and the government stays happy.

The Risks We Eliminate

WHAT CAN GO WRONG
WITH DIY PAYROLL

Missed Tax Deadlines

Federal and state payroll taxes have strict deposit schedules. A single missed deadline triggers automatic IRS penalties — even if the amount is small.

Incorrect Classifications

Misclassifying an employee as a contractor — or vice versa — exposes your business to back taxes, penalties, and potential audits.

Withholding Errors

Calculating federal, state, FICA, and Medicare withholdings correctly requires constant attention to changing rates. One error and both you and your employee are underpaid or overpaid come tax season.

Compliance Gaps

Arizona has specific requirements around new hire reporting, minimum wage compliance, and pay stub requirements. Staying current takes time most business owners don't have.

How It Works

OUR PAYROLL PROCESS

01

Setup & Onboarding

We set up your payroll system, collect employee information, configure pay schedules, and verify all tax registrations. Most businesses are up and running within one pay cycle.

02

Process Each Pay Run

You submit hours (if applicable) and we handle the rest — calculating gross and net pay, processing deductions, and initiating direct deposits on schedule.

03

Filings & Compliance

We file and deposit all federal and state payroll taxes on schedule, handle quarterly and annual filings, and prepare W-2s and 1099s at year-end.

Common Questions

PAYROLL FAQs

How much does outsourced payroll cost for a small business?
Payroll pricing at Blackline Financial is included in our Growth and Scale plans, which start at $697/month. The cost covers full payroll processing, direct deposit, and all tax filings. For businesses under 5 employees, payroll can also be added to the Starter plan — contact us for a custom quote.
What payroll software do you use?
We use industry-standard payroll platforms that integrate directly with QuickBooks Online, so your payroll data flows seamlessly into your books. No double-entry, no reconciliation headaches.
Can you handle payroll for contractors and 1099 workers?
Yes. We handle both W-2 employees and 1099 independent contractors. At year-end, we prepare and distribute all W-2s and 1099s and file them with the IRS and state agencies.
What if I already have payroll set up through Gusto, ADP, or another platform?
No problem. We can take over management of your existing payroll platform, or we can migrate you to a system that integrates better with your bookkeeping. Either way, the transition is handled by us — you just approve payroll when it's ready.
Do you handle multi-state payroll?
Yes. If you have employees working in multiple states, we handle all the state tax registrations, filings, and compliance requirements for each state. This is an area where DIY payroll gets complicated fast — and where outsourcing pays for itself immediately.

Serving Phoenix & Beyond

PAYROLL SERVICES IN PHOENIX, AZ

Blackline Financial provides payroll processing services to small businesses throughout the Phoenix metro area — including Scottsdale, Tempe, Mesa, Chandler, Gilbert, Peoria, and Glendale — and to businesses across the country. As an Arizona-based payroll company, we understand the state-specific compliance requirements that catch so many Phoenix small business owners off guard.

Arizona has unique payroll requirements around new hire reporting, minimum wage rates (which adjust annually), and unemployment insurance. Our team stays current on all of it so you don't have to. If you're looking for a payroll service in Phoenix that actually understands your business and picks up the phone — that's us.

Never miss a payroll again.

Get a Free Quote →